I’ve never developed anything before. Is that a problem?

Not at all. That’s exactly why we’ve created this partnership model. You contribute the land, and we handle the design, permitting, construction, and management. We make it easy for homeowners to become co-developers without taking on the entire risk or logistic complexity.

What do I have to invest?

Your land is your investment. You don’t need to contribute additional cash to participate in the project. The value of your property is used as equity, and we work together to unlock financing based on that.

How do I make money from this?

You profit by sharing in the increased value of the property. After construction, the multi-unit building will be worth significantly more than your current home. You can either:

• Sell some or all of the units and keep the profit,

• Live in one unit and rent the others for passive income, or

• Hold and refinance to access your equity.

How is the partnership structured legally?

We use a Limited Partnership structure:

• You’re the Landowner and Limited Partner.

• We’re the General Partner, responsible for delivering the project.

• Roles, responsibilities, and profit-sharing are clearly outlined in a formal agreement.

What happens if the project goes over budget?

We build contingencies into the budget and manage costs tightly. We work closely with our trade partners to ensure we are on track throughout the design + planning phases. If there are overages, they’re shared according to the same profit split. This means we’re incentivized to stay on time and on budget.

How long does it take from start to finish?

On average, the entire process, from design through occupancy, takes 22 –30 months:

• 1 month: Planning and feasibility

• 3–6 months: Design and permit documents

• 6 - 9 months: Municipal review period (estimated)

• 12–14 months: Construction and final occupancy

Can I choose the design or layout?

The short answer is yes. We will work collaboratively to create a design and layout you desire (within zoning and budget limits). You’ll have some input on the design, layout, and finishes of your unit (and sometimes others, depending on the agreement). We want the end result to feel like yours. If the entire project will be sold, we will best design the units based on the market demands and saleability in order to maximize returns for all investors.

Can I keep one unit and sell or rent the others?

Absolutely. In fact, this is the most common outcome. You can:

• Live in one (great for aging in place or downsizing),

• Rent the rest (generate income), or

• Sell a few (pay off debt, fund retirement, or reinvest).

We’ll help you plan the best strategy based on your goals.

Will this affect my mortgage or taxes?

It can but in good ways. We help you work with your lender and financial advisor to understand:

• How your current mortgage is affected and how it impacts your project equity

• What new financing is needed

• What your tax benefits or liabilities might be (e.g., GST, capital gains)

We connect you with professionals to guide you at each stage.

What happens when the project is finished?

Once construction is complete, you’ll receive occupancy and title to your share of the building. You decide whether to live, rent, or sell—based on our shared strategy. We can assist with leasing, sales, or management if you’d like ongoing support.